Legal aid — insurance claims (insured & uninsured)

Your policy says you're covered. Your insurer will spend eleven months denying it. Every earthquake proves this.

Why now. Colombian insurers are already denying Chocó claims by citing terremoto exclusions that don't apply to the zoning, or by demanding evidence victims physically cannot produce (deeds destroyed with the house).

What we'd build. A guided claim-preparation web app on top of gericht.online:

• Victim uploads photos + policy + damage evidence in ten minutes.
• App produces the specific demand letter with Superfinanciera-tested arguments, the escalation path, and — if it comes to it — the arbitration template.
• AI drafts. RA | AI | RO Colombian lawyers sign. No hourly fees.
• Uninsured track: the same flow routed to solidarity funds + civil liability against a negligent builder or landlord.

Why it wins. Denial-rate collapses when a claimant shows up with a demand letter that reads like a lawyer wrote it — because a lawyer did. Every claim that clears saves the family months of poverty.

👍 Like this concept to help us fund it.